Measure of covering the capital solvency requirement with own funds | {{{\rm{Own}}\,{\rm{resources}}} \over {{\rm{Solvency}}\,{\rm{capital}}\,{\rm{requirement}}}}*100\% |
Measure of covering the minimum capital requirement with own funds | {{{\rm{Own}}\,{\rm{resources}}} \over {{\rm{Minimum}}\,{\rm{capital}}\,{\rm{requirement}}}}*100\% |
Deductible payment capability measure | {{{\rm{Technical}}\,{\rm{provisions}}\, - \,{\rm{net}}\,{\rm{of}}\,{\rm{reinsurance}}\, + \,{\rm{other}}\,{\rm{creditors}}} \over {{\rm{Liquid}}\,{\rm{assets}}}}*100\% |
Measure of securing the payment of damages | {{{\rm{Technical}}\,{\rm{provisions}}\, - \,{\rm{net}}\,{\rm{of}}\,{\rm{reinsurance}}\, + \,{\rm{capital}}\,{\rm{and}}\,{\rm{reserves}}} \over {{\rm{Written}}\,{\rm{premiums}}\,{\rm{ - }}\,{\rm{net}}\,{\rm{of}}\,{\rm{reinsurance}}}}*100\% |
Technical activity profitability measure | {{{\rm{Technical}}\,{\rm{result}}} \over {{\rm{Written}}\,{\rm{premiums}}\,{\rm{ - }}\,{\rm{net}}\,{\rm{of}}\,{\rm{reinsurance}}}}*100\% |
Return on sales measure | {{{\rm{Net}}\,{\rm{financial}}\,{\rm{result}}} \over {{\rm{Gross}}\,{\rm{written}}\,{\rm{premiums}}}}*100\% |
Return on equity measure | {{{\rm{Net}}\,{\rm{financial}}\,{\rm{result}}} \over {{\rm{Equity}}}}*100\% |
Return on assets measure | {{{\rm{Net}}\,{\rm{financial}}\,{\rm{result}}} \over {{\rm{Assets}}}}*100\% |
Premium monetary efficiency measure | {{{\rm{Gross}}\,{\rm{written}}\,{\rm{premiums}}\,{\rm{ - }}\,{\rm{refunds}}\,{\rm{of}}\,{\rm{gross}}\,{\rm{written}}\,{\rm{premium }}} \over {{\rm{Gross}}\,{\rm{written}}\,{\rm{premiums }}}}*100\% |
Gross claims ratio | {{{\rm{Gross}}\,{\rm{claims}}\,{\rm{paid}}\,{\rm{ + }}\,{\rm{gross}}\,{\rm{change}}\,{\rm{in}}\,{\rm{provision}}\,{\rm{for}}\,{\rm{claims}}\,{\rm{oustanding}}} \over {{\rm{Gross}}\,{\rm{earned}}\,{\rm{premiums}}}}*100\% |
Damage deductible measure | {{{\rm{Claims}}\,{\rm{paid}}\,{\rm{ - }}\,{\rm{net}}\,{\rm{of}}\,{\rm{reinsurance}}\,{\rm{ + }}\,{\rm{change}}\,{\rm{of}}\,{\rm{the}}\,{\rm{state}}\,{\rm{of}}\,{\rm{technical}}\,{\rm{provisions}}\,{\rm{ - }}\,{\rm{net}}\,{\rm{of}}\,{\rm{reinsurance}}} \over {{\rm{Earned}}\,{\rm{premiums}}\,{\rm{ - }}\,{\rm{net}}\,{\rm{of}}\,{\rm{reinsurance}}}}*100\% |
Acquisition cost measure | {{{\rm{Acquisition}}\,{\rm{costs}}} \over {{\rm{Gross}}\,{\rm{written}}\,{\rm{premiums}}}}*100\% |
Administrative expenses measure | {{{\rm{Administrative}}\,{\rm{expenses}}} \over {{\rm{Gross}}\,{\rm{written}}\,{\rm{premiums}}}}*100\% |
Insurance activity cost measure | {{{\rm{Net}}\, - \,{\rm{operating}}\,{\rm{expenses}}} \over {{\rm{Gross}}\,{\rm{written}}\,{\rm{premiums}}}}*100\% |
Cost ratio for the financial management process in administrative costs | {{{\rm{Costs}}\,{\rm{of}}\,{\rm{the}}\,{\rm{financial}}\,{\rm{management}}\,{\rm{process}}} \over {{\rm{Administrative}}\,{\rm{expenses}}}}*100\% |
Ratio of the financial management cost dynamic | {{{\rm{Costs}}\,{\rm{of}}\,{\rm{the}}\,{\rm{financial}}\,{\rm{management}}\,{\rm{process}}\,{\rm{at}}\,{\rm{the}}\,{\rm{end}}\,{\rm{of}}\,{\rm{the}}\,{\rm{period}}} \over {{\rm{Costs}}\,{\rm{of}}\,{\rm{the}}\,{\rm{financial}}\,{\rm{management}}\,{\rm{process}}\,{\rm{at}}\,{\rm{the}}\,{\rm{beginning}}\,{\rm{of}}\,{\rm{the}}\,{\rm{period}}}}*100\% |