Dematerialization of banking products and services in the digital era

Allen, H., Hawkins, J. și Sato, S., 2001, „Electronic trading and its implications for financial systems” în Electronic finance: a new perspective and challenges, editat de Bank for International Settlements.Search in Google Scholar

Baubeau, P., 2016, „Dematerialization and the cashless society: A look backward, a look sideward” în The Book of payments: historical and contemporary views on the cashless society, editat de Batiz-Lazo, B. Și Efthymiou, L., Londra: Palgrave Macmillan.10.1057/978-1-137-60231-2_9Search in Google Scholar

Brady, N., 2019, Paper share certs to get stay of execution from EU, The Times, [online] Available at www.thetimes.co.uk/article/paper-share-certs-to-get-stay-of-execution-from-eu-sp7rpfv8j [accessed at 20.07.2019].Search in Google Scholar

Bratianu, C. & Orzea, I. (2013). “Emotional knowledge: the hidden part of the knowledge Iceberg”. In Janiunaite, B., Pundziene, A. & Petraite, M. (Eds.). Proceedings of the 14^th European Conference on Knowledge Management, Kaunas University of Technology, Lithuania, 5-6 September 2013 (pp. 82-90). Reading: Academic Conferences and Publishing International.Search in Google Scholar

Bratianu, C. (2018). “Intellectual capital research and practice: 7 myths and one golden rule”. Management & Marketing. Challenges for the Knowledge Society, Vol. 13, Issue 2, pp. 859-879.10.2478/mmcks-2018-0010Search in Google Scholar

Bratianu, C. & Bejinaru, R. (2019). “The theory of knowledge fields: a thermodynamic Approach”. Systems, Vol. 7, Issue 2, article 20, pp. 1-12.10.3390/systems7020020Search in Google Scholar

Consumers International, 2017, Banking on the future: An exploration of fintech and the consumer interest, [online] Available at www.consumersinternational.org/media/154710/banking-on-the-future-full-report.pdf [accessed at 20.07.2019].Search in Google Scholar

DTCC (2012). A proposal to fully dematerialize physical securities eliminating the costs and risks they incur, [online] Available at www.dtcc.com/~/media/Files/Downloads/WhitePapers/Dematerialize_Securities_July_2012.pdf [accessed at 20.07.2019].Search in Google Scholar

European Commission, 2018, Banking sector: Value proposition of eIDAS-based eID, [online] Available at ec.europa.eu/cefdigital/wiki/display/EIDCOMMUNITY/Study+on+the+opportunities+and+challenges+of+eID+for+Banking?preview=/78548273/78548264/20190206_eIDASeID_Banking.pdf [Accessed 12.07.2019].Search in Google Scholar

Ferguson, N., 2009, The ascent of money: A financial history of the world, New York: Penguin Publishing Group.Search in Google Scholar

Kamantauskas, P., 2015, Formation of click-wrap and browse-wrap contracts, Teises apzvalga Law Review, 1(2), 51-88.10.7220/2029-4239.12.1.3Search in Google Scholar

Mansilla-Fernandez, J., 2017, Numbers, European Economy - Banks, Regulation, and the Real Sector, 3(2), 31-40.Search in Google Scholar

Mention, A.-L., 2019, The future of fintech, Research-Technology Management, 62(4), 59–63.10.1080/08956308.2019.1613123Search in Google Scholar

Philippon, T., 2015, Has the US finance industry become less efficient? On the theory and measurement of financial intermediation, American Economic Review, 105(4), 1408-1438.10.1257/aer.20120578Search in Google Scholar

Pîrjan, A. and Petroșanu, D. M., 2008, Dematerialized monies – new means of payment, Romanian Economic Business Review, 3(2), 37-47.Search in Google Scholar

Sachee, Z., 2016, Electronic trading & the growth of automatic trading strategies, ECB Bond Market Contact Group [online] Available at www.ecb.europa.eu/paym/groups/pdf/bmcg/160119/2016-01-19_Item_1.a.AutomatedTradingStrategies-dealerperspective.pdf?945d165db9fffc19b0ad4d92b60deb13 [accessed at 21.07.2019].Search in Google Scholar

Tărchilă, P. și Nagy, M., 2015, Comparative approach of the electronic contract and classical Contract in teaching the content of the new Civil Code in Romania, Procedia - Social and Behavioral Sciences, 191, 464–468.10.1016/j.sbspro.2015.04.588Search in Google Scholar

Thakor, A. V., 2019, Fintech and banking, [online] Available at ssrn.com/abstract=3332550 [accessed at 23.07.2019].10.2139/ssrn.3332550Search in Google Scholar

Weatherford, J., 1998, The history of money, New York: Crown Business.Search in Google Scholar

World Economic Forum, 2017, Beyond fintech: A pragmatic assessment of disruptive potential in financial services [online] Available at www3.weforum.org/docs/Beyond_Fintech_-_A_Pragmatic_Assessment_of_Disruptive_Potential_in_Financial_Services.pdf [accessed at 20.07.2019].Search in Google Scholar

*European Central Bank, 2019, Banknotes and coins circulation, [online] Available at: www.ecb.europa.eu/stats/policy_and_exchange_rates/banknotes+coins/circulation/html/index.en.html# [accessed at 21.07.2019].Search in Google Scholar

**fese.eu/statisticsSearch in Google Scholar