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Abstract

The touristic expansion happens easier in a balanced climate, with standards that guarantee a constant ecologic balance and avoid the overuse of resources, pollution and any other negative impacts on the environment. MICE – Meeting, Incentive, Convention and Exhibition Industry – represents one of the industries with the highest rate of growth in the world, but unfortunately it is poorly developed in Romania. In Romania, the tourism, as a socio–economic phenomenon, integrates in the country’s economy, having the necessary conditions for accentuated growth and the optimisation of the degree of usage of the touristic stock. According to the recommendations of the World Tourism Organisation, Romania should focus on the cultural, ecologic, events and spa tourism. The prognosis of the World Tourism and Travel Council from the United States of America show that by the year 2020, the rhythm of growth of the business and events tourism in Romania will be of about 8% yearly. In this context, our country may occupy an important position in the MICE touristic activities market, if it would use the existing touristic potential and future investments in order to create favourable conditions for this type of tourism. We bring into the debate the existence of equipment which could help the business tourism, the presence of beautiful landscape areas (the Danube Delta, the Black Sea seaside, medieval cities and monasteries, touristic resorts from the Carpathians also.), presentation of the local folk traditions and crafts, the chromatic spectrum of the seasons in Romania and not lastly the folklore and gastronomy. These could be joined by the existence of a rich cultural life – especially in the large cities and touristic resorts-, the presence of museums and memorial houses, and we could not exclude the areas which have preserved their natural potential and rare fauna species. This work aims to emphasize business tourism as a sustainable form of tourism, which can lead to a relaunch in services and economic development of the local communities in a competitive international economy.

Abstract

Sustainable tourism should be achieved in a balanced environment with standards that guarantee the preservation of ecological balance and prevent overuse of resources, pollution and other negative environmental impacts. In Romania, the tourism as social and economic phenomenon integrates in the unitary economy of the country having the necessary conditions for enhanced development and optimization of the tourism fund’s explotation. This paper aims to highlight different perspectives to relaunch tourism services and will be the identification of factors which contributing to the sustainability of the tourism business. In addition, there will be comparisons of competitiveness in travel and tourism sector in countries such as Bulgaria, Czech Republic, Hungary and Romania.

Abstract

Romania’s membership of the select group of states belonging to the North Atlantic Treaty Organization brings, in addition to the expected security benefits and assurances and commitments and obligations that we have to assume. The participation of politicians, militaries and Romanian experts in the decision-making within the specialized committees of the NATO structures is an extremely important element for the assertion of Romania as a security guarantor in the area, a hypostasis that was only a vision a few years ago. This role of our country must be supported by strong and powerful military capabilities, capabilities that are hard to reach for many of the countries in Eastern Europe. The economically advantageous and technologically viable solution for a period of time is to acquire advanced military technical systems that are equipped with the great economic powers of NATO, systems used and verified by these armies, revitalized and upgraded, a second life goal.

Abstract

The present paper addresses an analysis of the economic, touristic and gastronomic evolution of the county starting from the period before the 1990s until 2016. Initially, the economic growth of Alba County started with its industry, especially the chemical, wood processing, machine building, and food industry, but also with mining. Afterwards, there was a period of economic decline, thereafter the industry in this area started to relaunch, however, below the 1990s level. The results of the study show the existence of many tourist attractions with great potential for growth and it also present the economic growth potential of Sebes, Cugir, Blaj, Alba Iulia, Rosia Montana, Zlatna, Ocna Mures, Arieseni and Aiud. The conclusions of the study highlight the need identified at county level, namely the necessity to turn into account the wine route by expanding accommodation capacities, taking advantage of the touristic objectives, developing the infrastructure and tailoring the offers

Abstract

The political, military, terrorist acts that took place during 2011-2017 have affected the tourism industry to a large extent, their effects being seen in the gradual decrease of the number of tourists generating income not only for tourism agencies, but also for tourism objectives for small merchants selling their products near tourist attractions. This has led to the closure of several souvenir shops, but also to the reduction of revenue generated by the flow of tourists to hotels, guides, restaurants. The Egyptian government has attempted to relaunch tourism by contracting a loan from the International Monetary Fund, reopening tourist attractions such as King Seti and Queen Nefertari, the Antiquities Ministry is continuing to finance the acquisition of metal detectors and scanners that are located in the tourist attractions included in the patrimony national. On the other hand, the fiscal measures adopted by the government, which impose VAT on local goods and services, have led to a price increase for all products and ultimately affecting not only citizens but also tourists who find that prices for tourist packages have increased within a few months. To highlight how great the influence that geopolitical events have on Egyptian tourism, data were analyzed for the period 2011-2017 of the Central Agency for Public Mobilization and Statistics of Egypt, World Tourism Organization and the World Factbook..

Abstract

The implementation of bancassurance activity in the banking field contributes to the strengthening of the competitive environment, the development of new products in insurance and the higher satisfaction of the consumer's needs. The strategic priorities of banks are to increase business protection by adding new products to their portfolios, according customer's needs. The distribution of insurance in the bancassurance system is a future solution and will continue to develop on the Romanian market as well. Bancassurance is the main distribution channel in many countries, accounting for more than 50% of life insurance products (eg France, Italy, Spain, Austria), in Portugal the share goes up to 80% and in Romania is around 30%. Among the aspects needed to develop this service, bank representatives propose both the diversification of types of insurance sold through banks, as well as the growth of consumer financial education development and digitalization. This paper aims to highlight different perspectives to relaunch bancassurance activity according to changes from customer behavior and the identification of factors which contributing to the sustainability of bancassurance in digital environment. In addition, will be presented a comparison of the internet penetration rate in the world, the categories of clients using online banking services.

Abstract

This paper considers what occurs during midlife when the certainty-uncertainty tension that inhabits every subject is affected. The body with its drives becomes the messenger who announces the passage of time and life’s finitude. Time is challenged by one’s own body, triggering a psychic work that will enable the subject to deal with his/her own transience. Based on Freud’s writings, the author suggests that one’s own body is experienced as an annoying intruder that now bothers, because what is being touched is the idea of his/her own immortality. The emotional state that is generated is one of perplexity and the experience, one of disorientation, accompanied by a feeling of alienation. Each subject’s uniqueness will give him/her (or not) the possibility of passing from a feeling of alienation to the re-appropriation of that foreign-familiar zone. Due to the psychic impact generated, a change of paradigm is also put forward, if the necessary resources are available. Once the limitations of personal time and the uncertainty of living are recognized, the opening up of what-is-to-come can paradoxically take place, enabling the re-launching of one’s own desire.

Abstract

The IMM INVEST type of reimbursable financing is a top-up loan formula, materialized in the granting of bank loans granted to micro-enterprises under the national legislation applicable to investments and working capital. In order to benefit from this financing, the wishing companies must go through two stages: a pre-contractual stage in which the registration on the electronic platform created for this purpose takes place, in which the companies must prove that they fall into the category of micro-enterprises and the contractual stage. In order to meet the eligibility conditions in the contractual phase, micro-enterprises will be subject to the verification of administrative compliance and the techniques and methods for verifying financial soundness. Beneficiaries of such loans will benefit under the state aid scheme from various forms of government support materialized in supporting the costs of financing 100% from the state budget, until the end of 2020 with the possibility of extension, which will help them to re-launch itself from a financial and economic perspective.

Abstract

The idea of a Western Europe economic recovery occurs after World War II. First as a common market, and later, after enlargement towards Central and Eastern Europe as the single internal market. Due to the new challenges with which the global economy was faced, the longterm and short-term European economy needs a coherent growth economic strategy; the success of this strategy depends on joint action. Expanding the European economy is a continuous and irreversible process, yet it advances too slowly. The Lisbon strategy is a commitment to revive the European economy in all sectors. At 5 years after implementation of this strategy it was found that the results are insufficient, so meetings were held to relaunch the Lisbon Strategy. The success of the Lisbon Strategy (2000-2010) established different opinions from European political leaders. Due to the challenges of the globalized world, the objective of the Lisbon Strategy after 2010 remained valid and recognition of the failure of the Lisbon Strategy has been transformed into formulating a new strategy, namely "Europe 2020", whose objectives are more affordable and easier control. The "Europe 2020" strategy is a mechanism of coordination of several policies, such as social policy, education, research and energy, which are the competence of national governments. The E.U. aims to further improve the competitiveness of the global economy, and promoting their interests. Under the new strategy, each Member State must assume bold development objectives for their economies, and in accordance to tradition. The competitiveness of the EU economy is directly influenced by the political stability of Europe.