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Process in Szczecin in 2006- 2001, Real Estate Management and Valuation, Vol. 21, No. 3, pp. 71-80 KOKOT S., KIEPAS-KOKOT A., 2011, Efekty suburbanizacji aglomeracji szczecińskiej (Effects of Suburbanization of Szczecin Agglomeration) [in Polish], Wiadomości Statystyczne, No. 7-8, pp. 67-84 MATUSIAK M., PALICKI S., 2015, Potrzeby i preferencje mieszkaniowe poznaniaków - rekomendacje dla polityki mieszkaniowej (HousingNeeds and Preferences of Poznan Citizens - Recomendations for the Housing Policy) [in Polish], maszynopis, Uniwersytet Ekonomiczny w Poznaniu, Poznań
Demographic factors next to economic, political and legal ones, are important elements determining the development of the housing market. The analysis of the age structure of the population and of the dynamics of change shows that the population of baby boomers in the age group that is actively entering the labor market and becoming independent is a stimulant for the development of the housing market. Individuals who are gaining economic independence generate new needs and, with appropriate financial resources, also future demand for their own accommodation.
Deliberations regarding the housing market benefit noticeably from the analysis of home buyers’ age structure, especially in the context of the family life cycle. This issue became the focus of our study, which aims to determine the age of apartment buyers on the local market during an economic downturn and state interventionism in the form of preferential mortgages.
The analysis makes use of information from notarial acts (including the personal identity number PESEL - the year of birth of the purchaser) and statistical tools. The results of the study may support the decisions and direction of state aid aimed at meeting housing needs.
The residential real estate market is thought to show a tendency for wide fluctuations in prices, as a result of which price bubbles appear. This element of risk has a direct bearing on investors interested in speculation and those seeking to meet their housing needs. Wide fluctuations in the values of real estate affect the investors’ financial situation in many ways, by determining the possibility of meeting one’s housing needs, reducing or sometimes raising creditworthiness, and by increasing investment risk measured by volatility. Omitting the obvious social dimension of the residential real estate market and concentrating on its financial aspects, the author of the article analyses to what degree wide swings in prices can be recognized as specific to this market. To this end, the volatility of prices in the stock market and in the secondary housing market in Poland is compared. An analysis is performed to establish which of them has higher average volatility measures or rates of return, i.e. which of them is more profitable or secure for investors. Statistical tests are used to find out whether average rates of return or measures of risk are equal or different between the two markets. The results of the research show that the secondary housing market and the stock market differ concerning cumulative average rates of return and standard deviations. In the first of them, they are respectively higher and lower.
The attributes of the housing environment constitute an important part of the quality of living. Flats and houses, as other products, fulfill the complex needs of users, starting with the provision of shelter and a sense of safety, to satisfaction associated with the social context of occupancy and the perception of its aesthetic values. The housing environment, more than other functional aspects of architecture, shapes the structure of modern cities, and its high quality standards are reflected in the urban potential that promotes economic growth.
The new paradigm of sustainable consumption, which is becoming widely popular all over the world, affects housing needs and modifies the housing preferences in Poland. Changes should be monitored in reference to current housing needs in Poland, to have a better view on new trends, as present-day housing conditions affect consumers’ needs and preferences. Knowledge of the relations between the qualitative aspects of housing conditions and expectations should support architects, urban planners and local authorities in creating a functional and aesthetic housing environment endowed with the attributes attractive to occupants.
The paper is focused on presenting certain aspects of the present-day housing conditions in Poland. Out of extensive research material resulting from empirical studies, issues that concern the types of settlements, occupancy period, form of ownership (flats or houses) and utilized space have been selected. The derived information enables the evaluation and interpretation of the quality of the housing environment and the occupants’ aspirations.
The municipal real estate stock, including housing, serves as an asset base in the process of carrying out statutory tasks by the municipality. Due to the numerous functions of municipal housing in socioeconomic development and its influence on people’s living conditions, it is essential that local governments manage the stock with particular rationality and effectiveness. Management activities differ according to the aim, type and functions of the stock. This paper discusses conditions and potential benefits for the municipality from replacing budgetary units with commercial companies that take over the statutory tasks of municipalities in the field of public social housing and providing the right conditions to enable people’s housing needs to be met. Furthermore, the author presents possible financial settlement forms resulting from leasing municipal housing to commercial companies.
In many European countries there are still substantial housing needs which social landlords have to fulfill. Especially in countries with a shortage of affordable housing for underprivileged households, the effective and efficient management of the existing social housing stock, which includes technical, social, financial and tenure management activities on the strategic, tactical and operational level, is very important. The paper presents a comprehensive model of municipal housing stock management in the context of Polish conditions. This model was built by adapting the multidimensional concept of real estate management originally developed for commercial real estate portfolio management. It shows an integrative view of municipal housing stock management in Poland and contributes to the better organization and coordination of management activities and tasks in this area. The prepared model may be of interest to other countries where the functions of social landlords are mostly carried out directly by municipalities and their organizational units.
The decisions of buyers on the housing market are not only the sum of their subjective expectations but also of the perception of real estate through a prism of opinions and suggestions arising from the surroundings. One of the basic criteria driving households determined to meet basic housing needs is security. The aim of the study is to identify the relationship between the transaction prices of housing and the crime rate in the various districts of Szczecin. For this purpose, data from the Regional Police Headquarters in Szczecin (i.e. map of crimes) and transactional data from notarial acts are analyzed in the work. Then, using statistical and econometric models, spatial relationships of the examined crimes are investigated.
In recent years, the allocation of social housing has undergone a radical change. Local governments as well as housing organisations providing social housing are revising the procedures applied in the field by modifying methods for ranking applications. European experience shows that the general tendency is to replace the traditional allocation mechanism based solely on the criteria of income and needs with the one incorporating (though to a limited extent) the preferences of potential tenants. An example of innovative practice is announcing unoccupied social flats in the press and on the Internet which gives prospective tenants the opportunity to rethink the match between the housing conditions offered and the household’s needs. The aim of the paper is to explore various models of housing allocation used by local governments in EU countries and identify new trends within the field. A special focus is on the local regulations applied in the City of Poznań. Some information applied in the process of preparation of the paper has been obtained while conducting the research project “Social housing and its role in satisfying the housing needs of indigent households in Poland” financed by the National Science Centre (2014/13/N/HS4/02100).
Research background: This paper attempts to introduce the concept of Polish housing policy and define its course.
Purpose: The main aim of the paper is to attribute the theoretical model of Polish housing policy and its goals and summarize the practical instruments and programs implemented between 2002 and 2016 to try to answer the question in what way the state was helping households to fulfil housing needs.
Research methodology: The research method used in the paper was a query of Polish and foreign literature of housing policy models, goals and instruments in the theoretical part, in the practical part (main research) is the monograph analysis of Polish housing policy between 2002 and 2016 including: housing resource, housing supply and change of their structure in the examined timeline, availability of apartments, supply of mortgages and connections with the availability of apartments and macroeconomic situation measured by the yearly GDP per capita.
Results: Theoretical and practical solutions were made. Polish housing policy can be defined as a wide ranging selective model according to Ghekiere (2009) division, the empirical analysis of the adopted solutions risks – marginalization of social housing and substantial impact of the financial sector (banking and mortgages) on housing which may be negative in the case of an economic crisis.
Novelty: The value of this paper is a contribution to the debate on defining a theoretical model of housing policy and an explanation of the changes in housing in Poland from 2002–2016.