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contribute to the bias (Murphy, Allen, Stevens, & Weatherhead, 2005) and that hypothetical bias is weaker in experiments with private goods compared to those with public goods (List & Gallet, 2001).
The second of the selected behavioural effects analysed in the study is the framing effect (see Piñon & Gambara, 2005 for a review). This phenomenon refers to the dependence of the decision made on the formulation of the decision problem. This concept was introduced by Tversky and Kahneman (1981) , who linked it to their prospect theory (perceiving the effects of decisions
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variable formulated in the same manner. He stressed complementarity of leasing and non-leasing debt using the same dependent variable and several types of debt. The results of the study confirmed that industries such as food, air transport and retail sales have higher tendency to finance with leasing. The tobit model of the degree of leasing usage in asset financing confirms that liabilities, debt with mortgage security, share of subordinated debt, limitations in leasing and share of debt in company’s capital structure indicate significant relationship with the usage of