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Christian Nasulea, Diana Florentina Nasulea and Stelian Mihai Mic

References Dostmohammad, S., & Long, J. (2015). Regulating the Sharing Economy. Retrieved from Canadian Association of Programs in Public Administration: Agerpres. (2016). COTAR: ANAF a cerut Uber o listă cu toți utilizatorii; un șofer din Capitală a încasat 60.000 lei în 2015. Bucharest, Romania. Retrieved from

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Corina Pelau, Daniela Serban and Alexandra Catalina Chinie

. (2014). A customer-oriented perspective on retail brand equity in the fashion Industry, Industria Textila, 65, 37-46. Dabija, D. C.; Pop, N. Al.; Alt M. A.; Pelau, C. (2010): Consumers perception of retail formats - diachronic research in Romania, in Bauer A., Agardi I., Conference Proceedings of the EMAC Regional Conference - Marketing Theory Challenges in Emerging Societies MTC4, Budapest, Hungary, September 24 - 25 2010, 374-380. DeYoung, C. G., Hirsh, J. B., Shane, M. S., Papademetris, X., Rajeevan, N., & Gray, J. R. (2010). Testing

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Răzvan Tudor and Dumitru Badea

:// . EIOPA-TFQIS5-11/001. (14 March 2011), EIOPA Report on the fifth Quantitative Impact Study (QIS5) for Solvency II, pg. 71. EIOPA-14-322, (25 July 2014), The underlying assumptions in the standard formula for the Solvency Capital Requirement calculation. Frachot, A., Moudoulaud, O., and Roncalli, T. (2003, May). Loss Distribution Approach in Practice. Groupe de Recherche Opérationnelle, Crédit Lyonnais. Grody, A.D., Hughes, P.J., & Toms, S. (2011) Risk Accounting

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Tiberiu Telegescu

will transform business. Retrieved from: Press, G. (2014). 12 Big Data Definitions: What's Yours? Retrieved from: PwC, (n.d.). How blockchain technology could impact HR and the world of work. Retrieved from: Reddy, T. (2017). How chatbots can help reduce customer service