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Interest. Journal of Political Economy , 86 (2), 3–27. http://dx.doi.org/10.1086/260692 Boskin M. J. 1978 Taxation, Saving and the Rate of Interest Journal of Political Economy 86 2 3 27 http://dx.doi.org/10.1086/260692 Callaghan, G. & Fribbance, I. (2007). Personal Finance , Palgrave Macmillan, 47–87. Callaghan G. Fribbance I. 2007 Personal Finance Palgrave Macmillan 47 87 Dimitrova, T. (2010). Personal Finances . Svishtov: Tsenov Publishing House, 70–85. Dimitrova T. 2010 Personal Finances Svishtov Tsenov Publishing House 70 85 Dimitrova, T. (2012). Households in

Economics, 23 (2), 177–200. https://doi.org/10.1016/0304-3932(89)90047-0 Barro, R. J. (1990). Government Spending in a Simple Model of Endogenous Growth. Journal of Political Economy, 98 (5), 103–125. https://doi.org/10.1086/261726 Blanchard, O., & Perotti, R. (2002). An Empirical Characterization of the Dynamic Effects of Changes in Government Spending and Taxes on Output. Quarterly Journal of Economics, 117 (4), 1329–1368. https://doi.org/10.1162/003355302320935043 Central Bank of the UAE (2018a). Economic Bulletin . Retrieved from Central Bank of the UAE, Abu

References Anyadike, N. O., 2013. Assessment of the implication of full scale deregulation of the downstream oil sector of the Nigerian economy: The neoliberalism approach. Global Journal of Political Science and Administration, 1(2), 23-48. Armstrong, M., 2012. Armstrong's handbook of human resource management practice: Kogan Page Limited. Balouga, J., 2012. The political economy of oil subsidy in Nigeria: International Association for Energy Economics. Brown, M. S., Muchin, K., and Rosenman, Z., 2004. The ratings game: corporate governance ratings and why you

, v94 (3, June), p. 526-556. Hofstede G. (2001) Culture’s Consequences. Thousand Oaks, London, Sage Publications. Howkins, J. (2001) The Creative Economy: How People Make Money from Ideas. London: Penguin. Jokubaitis, A. (2007) Meno ir politikos santykio problema. VDU: Darbai ir Dienos, ISSN 1392-0588, [T.] 48, p. 119-131. Milaševičiūtė, V., Pukelienė, V., Vilkas, E. (2006) Indeksas gyvenimo kokybei matuoti: analizė, vertinimas ir tyrimas Lietuvos atveju. VDU: Organizacijų vadyba: sisteminiai tyrimai, ISSN 1392-1142, p. 161-178. National Endowment for the Arts

.1037/h0071325 Kankasa-Mabula, T., 2012. How can governments promote financial inclusion for women: The Zambian case . Paper presented at the 2nd African women’s economic summit of Bank of Zambia, Lagos. Kempson, E., Atkinson, A., and Pilley, O., 2004. Policy level response to financial exclusion in developed economies: lessons for developing countries. Report of Personal Finance Research Centre, University of Bristol . http://www.bristol.ac.uk/media-library/sites/geography/migrated/documents/pfrc0409.pdf . Khan, H. R., 2012. Issues and challenges in financial

References Ball, L., Cecchetti S.G. (1988). Imperfect Information and Staggered Price Setting. American Economic Review, 78(5), pp. 999-1018. Ball, L., N.G. Mankiw, Romer, D. (1988). New Keynesian Economics and the Output-Inflation Trade-off. Brookings Papers on Economic Activity, 1, pp. 1-65. Baro, R.J. (1979). On the Determination of Public Debt. Journal of Political Economy 87, 940-971. Bernardinia, E., Cubaddab, G. (2015). Macroeconomic forecasting and structural analysis through regularized reduced-rank regression. International Journal of Forecasting, 31

Conference on Management, Leadership & Governance, p. 418-427. Grigonytė, I., Sūdžius, V. (2009). Mokėjimų rizikos įvertinimas Lietuvos, Latvijos ir Estijos rinkose. Verslas, vadyba ir studijos. vol. 7, p. 7-20. Index of economy freedom. 2014. http://www.heritage.org/index/about. Jasienė, M., Laurinavičius, A. (2009). Kredito rizikos valdymo įmonėse problemos ir jų sprendimo būdai. Verslas: Teorija ir praktika, Nr. 10(1), p 15-29. Kozlinskis, V., Guseva, K. (2006). Evaluation of Some Business Macro Environment Forecasting Methods. Journal of Business Economics and

References Bove, V., Elia, L., (2017) Migration, Diversity and Economic Growth, World Development, 89, DOI: 10.1016/j.worlddev.2016.08.012 Brunow, S., Hijkamp, P., Poot, J., (2015) The impact of international migration on economic growth in the global economy, Institute for Employment Research, Nuremberg, Germany, 1027-1075, DOI: 10.1016/B978-0-444-53768-3.00019-9 Europe 2020 Strategy (2019), Retrieved from https://ec.europa.eu/info/business-economy

Added Taxation . Retrieved from www.nber.org/papers/w3163 on 5th March, 2019. Giordano, R., Momigliano, S., Neri, S. & Perotti, R. (2007). The effects of fiscal policy in Italy: Evidence from a VAR model. European Journal of Political Economy , 23, 707-733. Harvey, A., (1990). The econometric Analysis of Time Series (2 nd ed.). Cambridge: The MIT Press. Kalaš, B., Mirović, V. & Milenkovic, N. (2018). The relationship between taxes and economic growth: Evidence from Serbia and Croatia. The European Journal of Applied Economics , 15.17-28.10.5937/EJAE15-18056, 17

, Turkey, 1994-2003. Occupational Medicine, 56 (2), 144-146. doi: http://dx.doi.org/10.1093/occmed/kqj023 Lander, F., Nielsen, K. J., and Lauritsen, J., 2016. Work injury trends during the last three decades in the construction industry. Safety Science, 85 , 60-66. doi: http://dx.doi.org/10.1016/j.ssci.2015.10.013 Narayan, S., and Narayan, K. P., 2004. Determinants of demand for Fiji's export: An empirical investigation. The Developing Economies, 42 (1), 95-112. doi: http://dx.doi.org/10.1111/j.1746-1049.2004.tb01017.x Nichols, T., 1991. Industrial injuries in