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Open access

Aranit Muja

Abstract

The regulation, no. 53, setting the compensation for motor third party bodily injuries in Albania is amended and has changed on July 1st, 2018. A significant increase in claims cost is expected, with direct consequences for insurers and policyholders. In order to estimate this change, we have conducted an analysis aiming to understand how the new amendment in the regulation would impact claim costs of personal injury. We start with a brief overview of the Insurance market in Albania. We then continue with some more technical data regarding the domestic MTPL, followed by some key highlights, and continue with an introduction of rules and procedures on handling claims covered by contracts of compulsory insurance in the transport sector in Albania. Finally we reveal how the capitalized amount coefficient is calculated and will analyze the impact of change in personal injury claims in the Albanian insurance market.

Open access

Amelia Ngozi Odo and Samuel C. Onoh

Abstract

The study determined food hygiene knowledge and practices among food handlers in University of Nigeria, Nsukka Campus. Two specific objectives, two corresponding research questions, and two null hypotheses guided the study. The study adopted a descriptive cross-sectional survey research design. The population for the study was 165 food handlers. There was no sampling done. A researchers’- designed food hygiene knowledge and practices questionnaire was the instrument for data collection. Frequencies and percentages were used to answer the research questions while Chi-square (X2) statistic was used to test the hypotheses at .05 level of significance. Findings showed among others that all the respondents (100%) who have no formal education were knowledgeable about food hygiene; 90.8 per cent of those who have primary education, 92.3 per cent of those who have secondary education and 92.3 of those who have no tertiary education had good knowledge of food hygiene. There was no significant difference in the level of food hygiene knowledge possessed by food handlers based on level of education (P = >.05). There was no significant difference in the food hygiene practices of food handlers based on level of education (P = >.05). The study recommended among others, that managers of food business establishments should frequently supervise the hygienic condition under which food handlers working for them prepare food.

Open access

Aranit Muja

Abstract

The aim of this research paper is to study the properties of intraday returns, in a time range from one to fifteen minutes. In order to perform this analysis, we consider four sets of historical intraday returns for FTSE-MIB index. The first series consist of intraday returns with one-minute frequency, represented in log scale, which includes the period from 01.04.2011 till 30.09.2011. The consideration period for the other series does not vary, but the frequencies which we calculate the returns with, do. In detail, we took in consideration returns generated in 1, 5, 10 and 15 minutes. First, the study analyses the distribution of intraday returns by employing both graphical methods and moments calculation on different time scales. Secondly, the study analyses the returns maximum distribution on different time scales, checking the type GEV (Generalized Extreme value) returns distribution goodness of fit. The GEV parameters estimation was made by maximum likelihood using EVIM1 toolbox in Matlab.

Open access

Julejda Aliaj Gërxhi and Enkelejda Haxhiraj

Abstract

The franchise contract was a type of contract used frequently in trading during the Middle Ages. However, for almost a century, this contract is being used by business law entities, which want to enter the business and have a bigger profit. Regardless of the technical-legislative elements or special features of the parties’ juridical-civil relationship, franchising contract is a form of business. It is considered to be one of the easiest contracts in civilian use by different persons, not only about the innovations provided from the commercial aspect, but also as a reflection of modernity and the progress in trading.The franchise contract is a concept envisioned by Albanian legislation, but practically it has been implemented rarely and not in line with current domestic market requirements. In these conditions, its application has provided disputes between the signatory subjects. For this reason, the essence of this work will be not only the legal-civilian understanding of the franchise contract, but also the way this contract is implemented in Albania. The study will be based on the use of the analytical method of advantages that the franchise contract application aims to produce by referring to its legal-civilian analysis. We also aim to use the comparative method of implementation of this contract in Western countries. This study will present the advantages that the franchise contract produces b from the civil law aspect, in view of its practical implementation by the contracting parties. This study aims to move forward in a more in-depth analysis of the franchise contract in the Albanian reality and the shortcomings that this contract presents, in relation to the most developed countries. Also, franchising does not operates only through a simple, typical contract, but transforms and is transformed in a variety of ways, which should be analyzed so that to point out and reveal the product of franchising and the benefits it brings to the contracting parties.

Open access

M. Yahya. Al-Abri, A. Abdul Rahim and N. H. Hussain

Abstract

SME has a significant impact on the growth and development of any nation economy. The entrepreneurship in Oman expected to be a leading factor in the economic due to the opportunities afforded by increasing economic diversification and corresponding rise in job opportunities and other benefits. However, entrepreneurship has faced many challenges and obstacles to its progress and growth in Oman, despite the fact that the government has supported this sector to stimulate the market. However, studies show that many challenges are still plague both startups and governments. This study therefore aims to develop an ecosystem for entrepreneurship in the Omani context as a new solution to overcome such challenges. Entrepreneurship ecosystem has a positive influence on business growth and on the creation of new businesses, with the result that this concept has received attention from both academics and policy makers. By using a qualitative research method, a total of 10 interviewees were selected to answer the major research questions and thus provide more explanation about the issues that SME faces and find the exact factors that can influence these types of enterprises. Based on the findings from qualitative research through discussions with entrepreneurs, we can conclude that there are five factors: human capital; government; support; finance and technology, all of which have a significant impact on Omani entrepreneurship success and start-ups. These results contribute to the current literature regarding entrepreneurship ecosystems. They also give greater attention to the policy makers in Oman who facilitate the implementation of this framework as well as motivating the different business owners or start-ups to develop their business strategies based on the requirements shown in the framework. In addition, a number of suggestions have been presented as focus points when developing a strategic plan to support the entrepreneurship sector.

Open access

Aranit Shkurti

Abstract

This paper investigates the relationships between energy consumption and GDP growth for 6 Western Balkan countries over 10 years period from 2005 to 2014. The countries under consideration are: Albania, Bosnia and Herzegovina, Croatia, Serbia, Montenegro, and Macedonia, FYR. The aim of this study is to evaluate the energy demand across time and within these countries. The other variables that are considered in the model are the Electricity use per capita, the Oil price referred to Crude Oil International markets price expressed in USD and the exchange rate. Recently, numerous empirical studies have been conducted to detect this relationship, but not specifically to the Western Balkan region. There are general characteristics, due to the common historical background, but also specific patterns of the economic structure shaping the energy demand of each country. The main approaches to energy demand modeling are the Bottom-up and Top Down approaches. Currently important research is conveying also toward the Hybrid models. The demand in this countries is very susceptible to external oscillations, leading to severe exogenous impacts on the long term equilibrium, fitting more towards a top down macroeconometric model.

Open access

Dauda Moses, Nasiru Bello Mohammed, Amos Danlami Agbu and Lumo Adams Gainaka

Abstract

The purpose of this study was to assess the level of digitization of Educational Technology Centres for teaching electrical and electronics technology in Colleges of Education in North Eastern Nigeria in order to provide information that will help solve problems of incompetence of public school students in Information and Communication Technology (ICT). The study, guided by two research questions and two hypotheses was conducted in six Colleges of Education in North Eastern Nigeria using descriptive survey research design. The sample of the study was 50 comprising of 15 non-teaching Educational Technology Centres staff and 35 Electrical and Electronics Technology lecturers from five colleges of education in North Eastern Nigeria. Checklist containing 103 expected digital facilities based on National Commission for Colleges of Education (NCCE) minimum standard for Educational Technology Facilities in Colleges of Education in North Eastern Nigeria was used as instrument for data collection. Respondents were required to fill in observed facilities in the required column. Arithmetic percentage and Chi–square test of goodness-of-fit and were used determine the extent of digitization of the Educational Technology Centres in Colleges of Education in North Eastern Nigeria. Findings of the study revealed among others that analog technologies has higher number of frequency counts compared to digital technologies, hence there was low digitization of hardware facilities in Educational Technology Centres in Colleges of Education in North Eastern Nigeria. The study therefore concluded that Educational Technology Centres in Colleges of Education in North Eastern Nigeria were not digitized for instructional purposes; therefore, Government should digitize Educational Technology Centres in Colleges of Education in North Eastern Nigeria by adequately providing both digital hard and soft ware facilities.

Open access

Nannum Buaklay, Paitoon Pimdee, Phadungchai Pupat and Lertlak Klinhorm

Abstract

Producing teachers with characteristics according to the profession’s traits is essential in progressing the country into being a learning community. This research was undertaken in order to assess and develop the present curriculum and to enhance the characteristics of the future teaching professions of undergraduate students in Thailand. The sample group comprised 24 senior undergraduate students of the English and Educational Technology program of the Faculty of Education. Percentage, mean, standard deviation (S.D.), and t-test were used to analyze the data. The findings showed that: 1. The most essential characteristics of the future teaching professions of undergraduate students were the fostering of individualized instruction, the sharing of responsibilities, the sensitive acceptance of diversity, the encouragement of creativity, and the demonstration of caring and kindness, respectively. The experts also agreed that there were 5 guidelines for the enhancement of characteristics of the teaching profession. 2. The experts agreed that the congruity of the curriculum was at a high level. 3. The students better demonstrated the characteristics of the teaching profession after trialing the curriculum. 4. The students’satisfaction with the implementation of the curriculum was at the highest level.

Open access

Blerta Mjeda

Abstract

The overall subject for this paper is to enlarge our understanding of simulation behavior while working in investment projects, taking as example the Albpetrol oil production company. An understanding of simulation behavior is essential, since human resources should be regarded as competitive strengths for organizations competing in an international market. The objective of this evaluation is to understand if this investment project has a good chance to be implemented, and to be undertaken as a project, or if the chances are lower. Taking into accountant the importance of oil and gas industry today we should offer the better conditions and better services in order to survive the competition and this is possible if we are doing a good research. For years the company has taken into consideration the possibility of drilling new wells, serving in the existing deposits where it is carrying out its activity. for this purpose, all the data on these deposits have been analyzed and studied, and it has already been concluded that Albpetrol could launch new wells in the fields such as Cakran-Mollaj, Amonice and Patos-Marinze.

Open access

Nawathiwa Seehanam, Supalak Akkaranggoon and Supanni Ungpannsattawung

Abstract

The objectives of this research are 1) to examine the tourist-based brand equity (TBBE) model for cultural festivals; 2) to analyze the components of brand equity in Loy Krathong Light and Candles Festival at Sukhothai Historical Park in Thailand. In order to verify the validity of the brand equity model for cultural festivals, the conceptual framework of this research was based on the concept of consumer- based brand equity model, namely, brand awareness, brand quality, brand association, brand image, brand loyalty, and brand experience. Questionnaires were used to collect data from 328 Thai tourists, and were analyzed by using the structural equation model. The results showed the correlation between the TBBE model and the empirical data with the significant level of 95. That is to say, brand awareness (BA) has a direct influence on brand quality (BQ) and brand association (BAS). Brand quality (BQ) has a direct influence on brand experience (BEx), and brand experience (BEx) has a direct influence on brand loyalty (BL). This research also found that brand experience (BEx) has an influence on the structure of brand equity for cultural festivals.