Browse

You are looking at 91 - 100 of 797 items for :

  • International Law, Foreign Law, Comparative Law, other x
Clear All
Open access

Orly Carvache-Franco, Glenda Gutiérrez Candela and Elsie Zerda Barreno

Abstract

This article presents a review of the specialized literature on the critical factors for the planning and administration of social innovation projects and the main barriers or obstacles that these projects face. Social innovation is currently disseminated in Latin America as a solution to the social problems that exist in the region, so it is important to identify the key factors that must be considered in the planning and administration of these projects to guarantee their success. However, in spite of its importance, specialized literature identifying these barriers is still scarce. The methodology used is a qualitative approach of selecting, reviewing and analyzing scientific articles or papers from indexed journals. This article can be useful to people, organizations and institutions involved in the planning and administration of social innovation projects.

Open access

Lucky Nugroho, Nurul Hidayah and Ahmad Badawi

Abstract

Bank stability becomes one of the crucial pillars in maintaining economic growth. Therefore, the segmentation strategy is needed because it aims to improve the financial stability of the bank (decrease Non-Performing Loan-NPL / Non-Performing Financing-NPF). This study aims to determine the effect of segmentation on the quality of Islamic banks proxied with NPF. The method used is a quantitative method with multiple regression test and statistical tool Stata version 13. From the results of statistical data, it is known that the retail segment has a more significant influence than the wholesale segment, which is 92.61% and 56.05%. Therefore, sharia banks should have their business priorities in the retail segment, especially business in the microfinance segment by maintaining the quality of financing through selective financing channeling.

Open access

Muhammad Khan, Hee Young Lee and Jung Han Bae

Abstract

The purpose of this study is to identify and analyze the methods for increasing the volume of Inward Foreign Direct Investment (FDI) in Pakistan. Two different approaches are investigated: firstly, identifying the main barriers to investing in Pakistan, and secondly, examining the key success factors (KSFs) of the top FDI recipients in the world. Both parametric and non-parametric statistical analyses are applied. The study findings provide guidance to the implementation of common KSFs for increasing inward FDI. The paper discusses cultural barriers in developing markets for investors’ collective performance, the consequence and significance of cultural barriers in emerging markets, and the requirement for social adaptation for successfully attract inward FDI in developing counties. This paper identifies and proposes suggestions for resolving the internal problems of Pakistan’s investment climate that act as impediments to increased FDI volume.

Open access

César A. Bernal-Torres, María Claudia Peralta-Gómez, Anne Marie Zwerg-Villegas and Raúl Cabrejos-Burga

Abstract

This article analyzes the profile of people working informally in the streets according to the following categories: sociodemographic traits, precursors to dedication to informal work, benefits and difficulties in conditions of informal labor, practices of income and expenses, and self-concept. This study consists of 284 interviews of people dedicated to labor activities in different public zones in the city of Bogotá, Colombia. The results indicate that informal workers include individuals of different ages, with the majority being adults; and there is an increasing trend in participation from individuals with high levels of education, showing that low educational levels are not sufficient to explain informal street work, especially in situations of displacement such as that caused by violence in Colombia in recent years. Instead, the main reasons for engagement in informal work are limited opportunities and low wages in the formal labor market, as well as the desire for work autonomy. While informal workers recognize the arduosity of informal street labor, they maintain positive concepts of themselves and their work, as these activities allow them to support their family while serving others in their communities. This article provides reflection on the conditions of informal street workers and provides understanding of the problem in order to better design strategies to overcome discrimination and exclusion.

Open access

Nagip Skenderi and Adem Dreshaj

Abstract

The risk from non-payment of loans is a challenge for all the banks. Payment of the loans is a crucial issue for efficient functioning of the banking system. Loaning is one of the main uncertainties in the banking business, for loan payment can be rarely guaranteed completely. Often, a question occurs: what are the factors that influence in failure of the return of bank loan? What are the politics that must be followed to stimulate the return of bank loans? Through this research we aim to highlight the reasons of debtors in failing of loan return by studying the link of macroeconomic factors with NPL (non-performing loans). This is a first research in Kosovo that analyses the link of the macroeconomic factors influence (GDP, interest norms, unemployment, inflation, maturity period and grace period) these referred in the research as “independent variables” in failure of bank loan return that in the study bellow are referred as “dependent variable NPL for the Kosovo bank sector. This study argues as what is needed for the Kosovo banking system and presents the ideas of sustainable development of banking system in correspondence with non-performing loans, acknowledgment of the factors that hinder the return of the bank loans and reorientation of the loaning politics.

Open access

Yuan Xin, Fauziah Bt Ismail and Azian Bt Abd Aziz@Ahmad

Abstract

With the fast increasing number of second language (L2) learners in universities, the ability to read L2 academic texts has become one of the most important skills that L2 college students need to acquire. However, L2 learners still face various problems and difficulties in their L2 reading and past literature suggests that reading strategies have proven to be effective in enhancing L2 reading. Therefore, it is of great significance to examine the factors influencing L2 reading strategies use. Among factors influencing L2 reading strategy use, L1 reading strategies have been identified as a significant influence. However, few studies in this regard have looked into college students in mainland China which has a large number of L2 learners. This study aimed to seek the connection between first language (L1) and L2 metacognitive reading strategies by comparing and contrasting mainland China college students’ metacognitive strategy patterns in their L1 and L2 academic reading. The study also explored factors influencing Chinese college students’ L2 reading strategy use. The study conducted a survey on reading strategies (SORS), think aloud protocol (TAP) and stimulated recall interviews (SRI) to explore the research issues. The study found that Chinese college students employed strategies on a more frequent basis in their L2 academic reading as compared to their L1 academic reading. Two factors, namely, limited L2 proficiency (LLP) and test-oriented reading approach (TORA) were identified as the major factors influencing the L2 metacognitive strategy patterns of Chinese college students. The present study adds to the existing knowledge on the relationship between L1 and L2 reading strategy patterns for Chinese college students and examines factors shaping their L2 reading strategy use. This study assists English language teachers to identify factors influencing Chinese college students’ reading strategies patterns while taking into consideration of the factors influencing their L2 strategy use.

Open access

Mansour A. Shqairat, Fawzi Q. Abudanah, Mohammad B. Tarawneh and Sumio Fujii

Abstract

The North Shawbak Archaeological Project (NSAP), aims to shed new light on the general occupational history of the northern part of the Shawbak area and anticipates a total of seven years from 2010 until 2017 for the whole research period. The first phase (2010-2012) was devoted to a general survey for building up an archaeological database of the research area. The second phase (2013-2017), on the other hand, is to proceed to a full-fledged investigation at a few promising sites located in the course of the survey. In addition, The survey area is under arid environmental conditions and local vegetation is poor especially in lowlands. However, it is relatively rich in water resources due to the unique topography. As results of survey a total of twenty sites were registered in Area1, they fell into several site types described here follows a supposed chronological order of each group.

Open access

Juan Carlos Urueña Mejía and Estefany Gil

Abstract

Financial Inclusion plays an important role in terms of economic growth and poverty reduction owing to inequality, therefore, it is a key aspect of public policy in many governments. This study explores those variables that influence financial inclusion in some Latin American countries, through the use of the panel data econometric technique, based on information provided by the World Bank's Global Findex, and the Statistical Yearbook of the World Bank. ECLAC (Economic Commission for Latin America), during the period between 2007 and 2015. The sample includes 7 countries, namely, Argentina, Brazil, Chile, Colombia, Ecuador, Mexico and Peru. The results indicate that financial inclusion has a positive and significant relationship with the value of GDP per capita, such that the greater the income level which families have, the greater will be the participation in the financial system, and consequently, the greater the degree of financial inclusion. On the other hand, the variable public debt, shows that a high level of indebtedness hinders financial inclusion, therefore, its relationship is negative.

Open access

Sokol Luzi

Abstract

This article aims to study development of Customer Relationship Management as a new way of applying marketing concepts in the Albanian retail industry. Research in other industries has shown that the planning and execution of CRM strategies can bring higher profitability. In the case of Albania, businesses still neglect the benefits that they can receive using different CRM strategies. Currently the two main barriers regarding the implementation of CRM includes financial and technological challenges. In reality, financial and technological issues appear to be less problematic in comparison with organizational changes, cultural changes and human barriers. The results of the survey showed that CRM is still in the initial stages of application in the retail sector in Albania.

Open access

Wuttichai Morjai, Phadungchai Pupat and Paitoon Pimdee

Abstract

The present research was aimed to develop indicators on automotive technology skills and compare automotive technology skills of vocational diploma students among type of educational institutions. A stratified random sampling method was used to select a sample of 400 from the population of 1,337 second year vocational diploma students in Auto Mechanic Department under the Office of Vocational Education Commission in Samutprakan, Nonthaburi, Phathumthani, Saraburi, and Ayutthaya. The research instrument was a 5 rating scale questionnaire with a reliability of 0.956. The data analysis were first order a confirmatory factor analysis, mean, standard deviation, and one-way ANOVA. The findings were as followed. (1) The indicators on automotive technology skills of vocational diploma students comprised 20 indicators, is valid and fit to empirical data i.e. Chi-square = 98.314, df = 81, p = 0.093, GFI = 0.987, AGFI = 0.965, and RMSEA = 0.017. (2) The automotive technology skills of vocational diploma students among type of educational institutions were not different at a significance level of .05.