In the simplest definition, multi-local living means that a person or family have more than one residence or place to stay. In Finland, multi-locality has become a common phenomenon in recent decades, but the effects of it are not yet considered in decision-making or planning. This is because the “invisible population” created by multi-locality is not reflected in traditional population statistics. The assumption in this article is that multi-locality would provide opportunities to improve accessibility of health and social services in rural areas. The assumption is tested in the North Kymenlaakso region, Finland. The results point to that one-stop services and mobile services are cost-efficient and flexible provision models for rural areas. The results call for making the increasing multi-locality in society more visible and to utilize it better than at present as a resource for the development of rural areas.